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Life Insurance: Final Expense Insurance / Burial Insurance

Final Expense insurance, also known as final expense or simplified life insurance is essentially a whole life insurance product with a simple application process and small face value. Typical face values range from from $5,000 to $25,000 although policies can often be written outside of that range. This type of insurance is designed to be conveniently purchased without the requirement of a medical exam or a complex questionnaire.

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Colonial Penn, Colonial Penn Insurance Guaranteed Acceptance Life Insurance: $14,000 of coverage or less
Acceptance is Guaranteed, No medical exams
Accumulating Cash Value
Rates Never Increase/Benefits Never Decrease

No One is Refused Coverage Due to Health

(WA is not available)
Globe Life and Accident Insurance:
$20,000 of coverage or less 
No matter where you are in life, Globe Life And Accident Insurance Company has the right plan for you. Globe offers affordable insurance solutions for individuals and families all across the country.
1st Guaranteed Issue Final Expense Life Insurance Quotes:
$25,000 of coverage or less
SOME MEDICAL QUESTIONS REQUIRED

No Medical Exam and No Home Visit
Premiums Never Increase/Benefits Never Decrease
Accumulating Cash Value
No One is Refused Coverage Due to Health
More about Guaranteed Life / Final Expense Insurance:
This type of policy is ideal where the primary concern is the payment of final expenses such as:
  • Medical Bills
  • Funeral Expenses
  • Outstanding Debts
  • Administrative Expenses

Aside from the simple application process this type of insurance features:

  • An accumulating cash value that is available for emergency expenses.
  • A death benefit that never decreases.
  • Premiums that never increase.
  • Policy cannot be canceled regardless of age or health as long as premiums are paid.
  • Accelerated death benefit: Receive up to 50% of the death benefit early if diagnosed with a terminal illness.
 


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